Conventional Loans sold to Freddie Mae or Freddie Mac All transactions types are allowable A higher credit score or lower debt to income ratio are required Have i potentially lower down payments by allowing an LTV up to 97% Waiting period to apply for a loan after a foreclosure 7 years
Why Should You Choose Us?
It is our goal to make each transaction as smoothly as possible while assisting the borrower in choosing the correct loan that makes sense for the borrower.
FHA
- Government backed loans insured by the Federal Housing Administration
- Primary residences only
- Allow for higher debt to income ratios and potentially a lower down payment
- Maximum loan to value for FHA loans are 96.5% on a purchase, 97.75% on rate and term, 80% for a cash out
ARM’s Loan
Using an ARM may also make sense if you’re looking for a starter home and may not be able to afford a fixed-rate mortgage.
Temporary Buydown
Temporary Rate Buydown gives your borrowers more flexibility with a lower initial interest rate while using seller concessions.
What We Offer
